Posted by admin on Mar 19, 2011 in
Finance Even though longer-term business finance techniques might be appropriate for many circumstances, there are some important short-term business loan options that will be less costly in producing improved credit card processing and commercial mortgage results for business owners. Short-term business financing choices can be misunderstood because of a preference by many business owners for long-term commercial real estate loan and commercial loan programs.
Two Important Short-Term Business Finance Options
Two of the most overlooked short-term working capital business loan strategies are short-term commercial mortgage loan programs and business cash advance programs in conjunction with credit card processing. Both of these business finance options are relevant for most business owners but are frequently misunderstood.
Short-term Programs for Commercial Real Estate Investment Financing
A long-term business loan is appropriate for many businesses that own commercial real estate investment property. Business properties should normally be financed with a combination of short-term and long-term business finance funds. When a longer-term commercial mortgage is viable, it is preferable to secure long-term business financing, preferably for 30 years.
However there will be many commercial mortgage loan situations in which longer-term real estate business financing is not appropriate for the business owner. In such circumstances it is important for a business owner to realize that there are viable short-term working capital management options.
When a Short-Term Commercial Mortgage is Appropriate
If a business owner plans to sell or refinance their business within a few years, it is preferable to explore short-term business finance options. The best short-term business loan will have minimal prepayment penalties in comparison to terms commonly included with long-term commercial real estate investment property financing. Read more...
Tags: Business, Choices, Commercial, Estate, Finance, Loan, Mortgage, Real
Posted by admin on Mar 11, 2011 in
Finance Whenever one invests in real estate the most important thing that they have to look for are the finances. Any real estate property be it apartment or other requires huge amounts of money and hence the need of apartment financing. The choice of a particular financing option largely affects the investment outcomes and hence one must tread cautiously in the matter of apartment financing. There are many financing options that one can go for in apartment financing such as banks and private lenders. There are also some prerequisites that one can consider before going in for apartment financing. The traditional methods of apartment financing do not allow much flexibility but with the growth of private lenders there is much flexibility which one can consider in apartment financing.
Apartment Financing Options
Before considering the different financing options one must make sure how long one is going to hold the property and whether the investment is long term or short term because this has important implications in the choice of finance one can get. When one is considering owning the apartment for a short period then one can surely go in for the adjustable rate mortgage or the ARM for short. The ARM apartment financing option offers an interest rate that changes with the index. The initial interest rate in the ARM is more competitive than other apartment financing options. Interest rate fluctuations in the future impact the finances and hence the ARM is important in this regard. Also the maximum interest rate also works as protection for those who hold the mortgage. For those wanting to remain long in the business there is the fixed rate mortgage apartment financing. The rate of interest for the borrowers in this apartment financing remains the same for the whole period of the mortgage and hence it offers the borrowers cost effective apartment finance. Read more...
Tags: Commercial, Financing, Love
Posted by admin on Jan 30, 2011 in
Finance http://www.commercialfinance.org.au
HOW TO HELP YOUR COMMERCIAL FINANCE APPLICATION SUCCEED -THE THREE CRITICAL FACTORS
These days, whether you are borrowing 0,000 for your first Propery Development or Refinancing a ,000,000 Equity Line of Credit, it’s all about a few critical factors in determining the Funding Application outcomes. Understanding these will give you a much improved chance of obtaining commercial funding.
RISK: It may well be a great Project, but if there are delays, cost increases, lower Sale prices, how will the Lender recover their money?
REWARD: See above. Lenders actually lend money to make a profit. Sounds obvious, but many borrowers forget this at their peril.
EQUITY: If you can demonstrate you have a significant amount of your own funds invested in the Project it always helps in getting to the front of the queue. After all, if the Lender wanted to build anything from a Rainforest Retreat in the jungle to an Apartment Complex in Adelaide using 80%, 90%, or 100% of borrowed funds , they could do it themselves.
SUMMARY: Various weighting factors & averages are applied to all the above. Knowing how to present this information is a key element, and can add much to your chances of success.
http://www.commercialfinance.org.au
FINANCE BROKERS! *We have an excellent program to assist you*
Finance Broker Support  (“ABR” program)
Commercial Finance Comparison Lenders offers a full service back-office and deal management solution for professional finance brokers ( i.e. professionals engaged in regularly arranging finance on behalf of clients, for reward ).
The principle behind this service offering is that a professional finance broker is able to focus on obtaining and maintaining clients / relationships, while Commercial Finance Lenders handles the “admin” or “packaging” and “follow-up” elements of an application. Read more...
Tags: 2010, Asia, Australia, Borrowers, Brokers, Commercial, Construction, Finance, Info
Posted by admin on Jan 29, 2011 in
Finance http://www.commercialfinance.org.au
HOW TO HELP YOUR FINANCE APPLICATION SUCCEED -THE THREE CRITICAL FACTORS
These days, whether you are borrowing 0,000 for your first Propery Development or
Refinancing a ,000,000 Equity Line of Credit, it’s all about a few critical factors in determining the Funding Application outcomes. Understanding these will give you a much improved chance of obtaining commercial funding.
RISK: It may well be a great Project, but if there are delays, cost increases, lower Sale prices, how will the Lender recover their money?
REWARD: See above. Lenders actually lend money to make a profit. Sounds obvious, but many borrowers forget this at their peril.
EQUITY: If you can demonstrate you have a significant amount of your own funds invested in the Project it always helps in getting to the front of the queue. After all, if the Lender wanted to build anything from a Rainforest Retreat in the jungle to an Apartment Complex in Adelaide using 80%, 90%, or 100% of borrowed funds , they could do it themselves.
SUMMARY: Various weighting factors & averages are applied to all the above. Knowing how to present this information is a key element, and can add much to your chances of success.
http://www.commercialfinance.org.au
FINANCE BROKERS! *We have an excellent program to assist you*
Finance Broker Support  (“ABR” program)
Commercial Finance Comparison Lenders offers a full service back-office and deal management solution for professional finance brokers ( i.e. professionals engaged in regularly arranging finance on behalf of clients, for reward ).
The principle behind this service offering is that a professional finance broker is able to focus on obtaining and maintaining clients / relationships, while Commercial Finance Lenders handles the “admin” or “packaging” and “follow-up” elements of an application. Read more...
Tags: 2010, Asia, Australia, Commercial, Development, Finance
Posted by admin on May 11, 2010 in
Investing 
- ISBN13: 9780470174913
- Condition: NEW
- Notes: Brand New from Publisher. No Remainder Mark.
Product Description
Thinking about becoming a commercial real estate investor? Commercial Real Estate Investing For Dummies covers the entire process, offering practical advice on negotiation and closing win-win deals and maximizing profit. From office buildings to shopping centers to apartment buildings, it helps you pick the right properties at the right time for the right price. Yes, there is a fun and easy way to break into commercial real estate, and this is it. This compre… More >>
Commercial Real Estate Investing For Dummies
Tags: Commercial, Dummies, Estate, Investing, Real
