Posted by admin on Apr 19, 2010 in
Finance 
Product Description
A streetwise MBA that offers you a degree in success Whether you’re a novice or an experienced professional, The Wall Street MBA explains the underpinnings of financial valuation, financial analysis, and corporate accounting and describes how each drives corporate America and Wall Street. Peppered with true stories and amusing anecdotes, this concise, easy-to-read, interactive resource teaches MBA concepts by applying theory to real-life example… More >>
The Wall Street MBA: Your Personal Crash Course in Corporate Finance
Tags: Corporate, Course, Crash, Finance, Personal, Street, Wall
Posted by admin on Mar 16, 2010 in
Credit Tips
Have you ever had your credit score crash? I thought so.
We’ve all been surprised by credit reports that weren’t as great as we wanted
them to be.
Here are ways to make sure your credit is headed for bad news (and the ways
to have good news):
1. Don’t Monitor Your Credit
If you know you’re going to be buying a car or home in the next couple of years, it is always good to monitor your credit so that you can know about any potential bad credit marks that might show up in advance of your big purchase.
Many purchasers of a home or car are surprised at the last minute that they don’t qualify for the best credit possible. This is because their loan officer pulls their credit report right before their purchase, with little time for credit repair.
Good news: Credit Bureau monitoring services like Equifax ScoreWatch, Experian’s Credit Manager and Transunion’s TrueCredit will help you monitor not just one but all three credit scores from the major credit bureaus. Monitoring your score in advance can save you thousands.
2. Close All Your Credit Cards (or better yet don’t apply for any)
If you have no credit cards because you closed them all (or because you never applied for them), you are actually penalized 30-50 points or more in your credit score. Credit scores are higher when the credit bureaus can see that you have been offered credit in the past. They see each credit card or line as a “vote” for your credit worthiness. It is usually good to have at least three credit cards or credit lines open. It doesn’t matter if you are using them or not. Read more...
Tags: Crash, Credit, Score, Watch, Ways